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How risky is the investment?

Security and guarantees

Luce Landolfi avatar
Written by Luce Landolfi
Updated over a week ago

If you invest in an Equity crowdfunding project presented on Walliance, please remember that you make a venture capital investment. Therefore, the capital you invest in a project cannot be guaranteed.

On the other hand, if you invest in a Debt crowdfunding or Lending crowdfunding project published on Walliance, please remember you make an investment in debt capital. In this case, at the scheduled maturity of your debt security or bond, and depending on the terms of your investment, you will receive the invested capital, which, if interest has not already been paid to you during the course of the campaign, will be increased by the predetermined interest rate.

By investing through Walliance you will find aspects that will definitely make you more comfortable with the willing to invest safely.

  • The regulations: the business carried out by Walliance is supervised by CONSOB and the Bank of Italy.

  • Liquidation Preference: all operations proposed on the portal have a liquidation preference clause for both capital and generated profit/interest rate for the investor.

In any case, from a technical and operational point of view, the funds to the Issuer are transferred through our partner Mangopay. At the time of investment, in fact, the funds are deposited on an unavailable account in the name of the Company that collects the money, but they remain blocked until the end of the fundraising.

For more information you can find our anti-fraud policy here.

We remind you that crowdfunding services provided by Walliance are not covered by the Deposit Guarantee Scheme established in accordance with Directive 2014/49/EU and that securities or instruments admitted for crowdfunding purposes acquired through Walliance Crowd are not covered by the Investor Compensation Scheme established in accordance with Directive 97/9/EC.

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