To invest with Walliance, create a free account (as an individual or legal entity) from the website, or via app, by entering your country of residence, your e-mail address, and choosing a password.

You will also be asked for some data needed to proceed with the initial verification, such as your fiscal code number (if applicable) and your phone number.

Once your account is created, you will need to validate your profile in order to complete your registration and be ready to invest. Here's how to do it 👇

To validate your profile, enter your personal "Account" area and complete the "Validate profile" section, which includes 7 steps.

1. Verify that your personal data (or corporate data in the case of an account created as a legal entity) is correct.

2. With an ID and a selfie, verify your identity and your address.

Verification is carried out through the platform "ShuftiPro", provided by the Company Shufti Pro Limited whose terms and conditions will be available during the procedure (and accessible at the following link https://shuftipro.com/terms-and-conditions/) according to the standards of the KYC procedure and verification of residential address.

3. Enter your bank account data (account holder’s name, IBAN or account number, and BIC/SWIFT code) and activate your Mangopay Wallet, which will allow you to manage money related to transactions made on Walliance more easily and free of charge.

4. Complete the AML Questionnaire, which aims at protecting the company as well as investors and issuers from attempted bribery, online fraud, and money laundering practices.

5. Complete the Appropriateness Questionnaire, required by regulations. Its purpose is to verify that you have the appropriate level of experience and knowledge to understand the risks related to the investment offer.

6. Select your Investor type, according to current regulations that distinguish the following types of investors: non-sophisticated investor, sophisticated investor, professional investor.

7. Simulate your ability to bear losses, calculated as 10% of your net worth (according to Article 9 of the Delegated Regulation - EU 2022/2114).

Once your profile is validated and your Mangopay Wallet activated you will receive a confirmation e-mail. You will then be able to edit the data you entered from the "My Info" section found in your personal area "Account".

Walliance presents approximately two investment offers per month. Before the actual launch, each opportunity goes through two phases: “coming soon” and “preview.”

In the “coming soon” phase, only a few essential details are shown, such as the location and the amount to be raised.

The offer then moves on to the “preview” phase, which lasts 48 hours: from this point onwards, you will be able to access the complete project file, with all the necessary details, including a set of documents on the operation, so that you can easily carry out your due diligence. At this stage, you can also ask questions to the Issuer or Walliance's Project Supervisor in the Q&A section of the project page. Alternatively, you can also ask the Walliance AI chat directly, which will respond in a matter of seconds!

At the end of the 48-hour countdown, the fundraising campaign will open and you will be able to invest. The investment process consists of four simple steps (five if you have opted for the alternative share registration system through the indexing service offered by Directa Sim, and if you invest in an Equity product).

If you did not pay using your Mangopay Wallet, the wire transfer must be made as soon as the investment process on the portal is completed, and in any case no later than 4 calendar days from the subscription date, as per Article 22 of Regulation (EU) 2020/1503, which allows investors to exercise the so-called "reflection period."

If the Offer closes successfully, you can continue with Step 4.

If the fundraising campaign does not reach the minimum target, the offer is considered to have ended unsuccessfully, and you will be refunded the amounts you had invested directly into your Wallet.

Once the offer is finalized you can track the progress of your investment in several ways.

Here you will find all the updates related to the investment offer. Let's explore all areas one by one.

NB: For projects completed before 01/31/2023, the "Income Statement," "Gantt," and "Gallery" areas are not visible.

In this area, you can immediately compare the values of expected costs and revenues from the Business Plan with the consolidated ones, actually incurred or generated at a given date. This information is also represented graphically by the two-colored bars placed above the table.

With the date selector on the left, you can also compare values in different periods. The selectable dates refer to the date an update was published (for some investment offers, only the total amount of costs and revenues may be visible, without any details).

Do you want to know how far along the construction stage is? Or when the marketing activities will begin? Here you can view the timeline of the various stages of the investment offer, as well as follow any advances or delays compared to the initial forecasted time span.

The gray line refers to the forecast as per initial Business Plan, while the yellow line represents updated timelines based on the most recent update, or the situation at a specific date. If only the gray line is visible, it means that no discrepancy has been recorded compared to Business Plan.

Below the graph the following information is summerized: the initial exit date as per the Business Plan; any discrepancy from the initial estimated duration of the project; and the updated exit date.

Here you will find all pictures related to the work in progress of the operation. The gallery is visible only in case photographic material is available.

Here you can access all communications made by the Issuer Company, or shared by the Project Supervisor.

On a quarterly basis, beginning with the finalization of the offer, a report is shared, summarizing the work in progress of the project in which you have invested. In addition, each month the Project Supervisor shares the most relevant news about the progress of the real estate operation.

For Lending crowdfunding projects, the areas used for Reports are:

You can ask questions in the Q&A area of the project page. The Issuer Company will answer the questions promptly until the offer is finalized, and thereafter the answers will be given through Walliance’s Project Supervisor to whom the real estate project is assigned.

Within your personal Dashboard you will have access to an overview of your investment portfolio.

Specifically, you will find: the total amount of investments you have made; a timeline with provisional cash inflows; your Mangopay Wallet balance; a summary table of key information about all investments you have made; and a list of updates on the operations in which you have invested.