Walliance is a portal that offers tailor-made financing solutions. This means that when an entrepreneurial entity encounters the analysis team, an interlocution phase aimed at mutual and in-depth knowledge begins.
The first step is then followed by the preliminary inquiry phase, at the same time as which the Issuer registers its company on the portal and submits the documentation requested by the analysis team. Based on the latter, Walliance verifies that the proposed projects meet certain parameters - set out below as general criteria - applicable with margins of flexibility due to the peculiarities of each company and project.
An analysis is made of the candidate Issuer developing the operation by considering:
background, experience and references of the corporate group and the entrepreneur;
track record based on previously developed projects;
adequacy and consistency of the skills possessed by the partners and directors of the candidate Issuers with respect to the specific activity carried out and the complexity of the project, as well as competence of the entrepreneurial team that will be dedicated to the project;
ability of the candidate Issuer to bring new liquidity to the project in the event of financial strains, regardless of their causes;
absence of interference or negative influence on the operation, the candidate Issuer, and other activities of the candidate Issuer and/or its related companies;
competitive scenario, with particular attention to the market positioning of the developer company's business and operation;
ability of the candidate Issuers to respond promptly and introduce new organizational and/or production solutions to the occurrence of major unforeseen events or deviations from the budgeted business plan due to factors internal and/or external to the organizational structure.
If the candidate Issuer positively meets all the general criteria listed above, an analysis will be conducted on the operation. At this stage, the following will be considered:
the market in which the operation will be developed;
the overall capital requirement;
whether the operation is capable of generating a reasonable return based on the market scenario;
whether the project duration is congruent with the operation's industrial forecast;
the financial structure of the operation, which must include other forms of financing such as equity and/or bank disbursements;
whether the real estate operation is supported by appropriate documentation (Investment Memorandum, permits, etc.).
If the project passes the evaluation stage, the candidate Issuer and its project are considered selected and the process of onboarding the project on Walliance begins.